Disclosures

Advisory services

Litchfield Financial, LLC provides investment advisory services through Claro Advisors Inc. (“Claro”), a registered investment advisor. Claro Advisors Inc. is a Registered Investment Advisor with the U.S. Securities and Exchange Commission (“SEC”) based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained on this website is for educational purposes only and is not to be considered investment advice.

You can verify our registration through the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov. Our Form ADV Part 2A, Form ADV Part 2B, and Form CRS are available through the document links in the footer of this site.

Top 100 in Finance Award disclosure

The Top 100 in Finance Award is designated by the Top 100 Magazine. The Top 100 Magazine utilizes proprietary software, which employs an algorithm to search a variety of online resources for industry-specific terms and key words, including social media, blog posts, peer reviews, and Google indices. Once the software has compiled a preliminary list of qualified candidates, the Top 100 Magazine performs a manual analysis to verify top results and make final selection. Selection criteria requires that candidates are financial advisors or wealth managers who are: 1. Registered with the SEC as a registered investment adviser or a registered investment adviser representative; 2. Have not more than 1 filed complaint and have never been convicted of a felony. Once selected, the Top 100 Magazine sends approximately 140 invites for the magazine, where final selection is on a first come, first served basis. Those selected may purchase additional profile ad space or promotional products, but do not pay any initial or additional fees for the award. The Top 100 Magazine selection is not indicative of the wealth manager's future performance or an endorsement by the magazine. Working with a Top 100 Magazine advisor or wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment in the future.

Five Star Wealth Manager Award disclosure

The Five Star Wealth Manager Award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria (required): 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review; 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria (considered): 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com.

SHOOK Research (Forbes rankings) disclosure

SHOOK is completely independent and objective and does not receive compensation from the advisors, firms, the media, or any other source in exchange for placement on a ranking. SHOOK is funded through conferences, publications and research partners. Since every investor has unique needs, investors must carefully choose the right advisor for their own situation and perform their own due diligence. SHOOK's research and rankings provide opinions for how to choose the right financial advisor and are not indicative of future performance or representative of any one client's experience. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Remember, past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com.

General

All content on this website is for informational and educational purposes only and does not constitute investment, legal, accounting, or tax advice, or a recommendation to buy, sell, or hold a security. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.